3 Ways to Get a Free Credit Report

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A credit report is an important document that will be used by those you wish to obtain credit from. If you wish to apply for a vehicle loan, a personal loan, a credit card or a mortgage your credit report will be checked by the lender. The contents of it will play a big role [...]

Qualifying for the Lowest Rates on Credit Cards

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Credit cards that boost low interest rates can be applied for through numerous financial institutions such as banks and credit unions. In most cases they are more readily obtainable by those individuals who have excellent credit ratings. According to the website BankRate.com, as of June 2010 low interest credit cards had an annual percentage rate [...]

7 Ways to Lower Your Credit Card Fees

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Everyone is looking for ways to pay less money on their credit cards. Making mistakes with credit cards is all too easy and it is all too common. Perhaps you chose a credit card because of an attractive offer that came along with opening a new account and then paid for it later. Or perhaps [...]

Benefits of Using Merchant Credit Cards

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Merchant credit cards can be very beneficial to any business, regardless of the size of the company that you have and regardless of which industry you are in. Not only does this provide your customers with another option for payments but it opens your business up to the possibility of bringing in new clients or [...]

10 Reasons to Switch to Credit Union Credit Cards

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If you feel that you  are paying higher and higher fees (and more and more fees) to your credit card company then  be proactive and apply for a credit card through a credit union. Credit unions are not-for-profit financial institutions that are owned by the members. Most credit unions are run by members who are [...]

10 Ways to Repair Your Credit

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When it comes to your credit the better it is the easier it will be for you to obtain new credit such as loans, credit cards and a mortgage. The worse it is the more challenging will that be for you. Having poor credit is something that can remain on your credit report for many [...]