Capital One has been one of the top choices for people with good to excellent credit who want a credit card that has low interest, great rewards, and reasonable fees. Capital One has quickly become a top choice whether for personal, business, or student credit cards, and more. Although there are multiple choices from which you could choose, this particular Capital One credit card stands out for good reasons. While some of the cards focus on a specific type of spending, this card works for pleasure and business.

For starters, the Capital One Platinum Prestige Credit Card has no annual fee. Therefore, from the day you apply and have approval as a cardholder, you begin to save. Another benefit is that when requesting balance transfers, instead of being required to wait long periods, those associated with this Capital One credit card are completed in as little as 48 hours.

Some of the other benefits include $0 fraud liability so if your card were lost or stolen and used for unauthorized purchases, the financial responsibility would not be yours, instead covered by Capital One. This credit card also boasts 24-hour travel and emergency services, a valuable extended warranty program, and even 24-hour roadside service. The Capital One Platinum Prestige Credit Card also comes with travel accident insurance, as well as insurance when renting cars. You would also benefit from travel accident insurance, which is just one more advantage to using this particular card.

Regarding the Annual Percentage Rates

Purchase APR: 0% intro APR until May 2013; 10.9%–18.9% variable APR after that
Transfer APR: 0% intro APR until May 2013; 10.9%–18.9% variable APR after that
Cash Advance APR: 24.9% variable APR
Grace Period: 25 days on purchases

Application for the Capital One Platinum Prestige Credit Card is easy. While you could call Capital One toll-free at 866-582-0808 to speak to a live representative, another option would be to apply for the card online, which is highly convenient. For this, you would simply visit Either way, all your personal and financial information would be carefully protected by dedicated staff and state-of-the-art security measures. Of course, with Capital One having such a positive reputation nationally and internationally, carrying around this particular card means in the eyes of merchants, you have great buying power.

  • Transfer higher-rate balances and save money
  • Save on purchases with a low intro APR
  • Save even more with no annual fee
  • Simplify your finances by consolidating your balances
  • Enjoy $0 Fraud Liability protection

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