US Credit Cards – Credit Card Payments

The credit card market in the United States is the most sophisticated and advanced the world over. The widest range of credit cards across the globe can be found in the United States. Companies that deal in US credit cards work with a cross section of consumers with credit histories that range from excellent to good to bad to those who have yet to establish credit histories. Learning how to properly use and manage your credit cards is significant because it will help you to stay out of debt. Credit card debt is one of the leading causes of bankruptcy in the country.

Different types of US credit cards

In a broad manner there are three categories of US credit cards. These include business credit cards, secured credit cards and unsecured credit cards. Let us take a brief look at each one of these credit card types.

  • Business Credit Cards

As the name implies, business credit cards are geared towards those who run businesses (large or small) as well as entrepreneurs. They can be used for everything from buying office supplies to paying for business excursions. Some of the companies that that make business cards available to customers include Advanta Platinum Business Card, the Citi Professional (SM) Cash Card from MasterCard and Simply Cash Business Card from American Express.

  • Secured Credit Cards

A secured credit card is a type of credit card whereby the card holder must deposit a particular amount of money as collateral or escrow with the company. If the card holder does not make the required payments then the credit card provider has the right to keep the money. This kind of credit card is geared towards those with poor credit or no credit and/or those who are working themselves back from bankruptcy. Examples of the most popular US credit cards that are secured include the New Millennium Bank Secured Visa or MasterCard and the Orchard Bank Secured MasterCard.

  • Unsecured Credit Cards

Unsecured credit cards are the most common type of credit cards you see people with. These are traditional credit cards that are such that a credit limit is established based on a variety of factors including the individual’s credit history and income. You generally need to have an unblemished credit history in order to be accepted for one of these cards. Some examples of US credit cards that would be considered unsecured include Citi Diamond Preferred Rewards Card, Discover Motiva Card and the First PREMIER Bank MasterCard.

US Credit Card Choices

Choosing a credit card the United States is a bit more difficult than in other regions of the world. The reason is simple. The choices are plentiful and can be overwhelming. There are many different types of US credit cards. There is a credit card for every individual and every type of lifestyle. Some examples of these include balance transfer credit cards, low interest cards, reward cards, student credit cards, business credit cards, prepaid and debit cards and cash back cards. In the United States there are a variety of reward credit cards. These include points cards, travel cards, gas cards, as well as hotels, retail and home improvement credit cards. essentially, there is a credit card for everyone, and for everyone a credit card. Make sure you conduct an exhaustive research before you sign on with any credit card company or bank. listed below we have provided a sampling of credit cards available in the US.

AT&T (AT and T) Credit Card Payment Online

credit card payments

If you have an AT & T card then you can take the worry out of paying your credit card every month by using the AT & T (AT and T) credit card payment online service. The website for AT & T is carefully governed by the VeriSign services. Having the best security possible is [...]

American Express – Amex Payment

credit card offers

The official website for the American Express Company can be found on the web . American Express is one of the largest providers of financial services around today. Sometimes called Amex or AmEx, the headquarters for this bank is to be found in New York City. This bank has been around since 1850. The company [...]

Target Credit Card Payment Online

credit card payments

If you have a Target credit card then you know the hassle it can be to have to go to the store every time you need to pay your bill. Well you do not have to do that any longer thanks to the Target credit card payment online service. Time, effort and a whole lot [...]

Shell Credit Card Payment Online

credit card payments

Shell credit cards are part of the Citicards network and handled by Citibank. The Shell card specifically has a host of features and benefits designed with the frequent commuter in mind. Holders of the Shell card are given the convenience and security of “swipe and pump”, gasoline purchases can be tracked separately as well. Accounts [...]

Geico Credit Card Payment Online

credit card payments

As a Geico card holder you have the option of paying your dues online by way of the Geico credit card payment online system. More and more people are seeing the many advantages of making their monthly payments in this manner. The online payment system for the Geico credit card is conducted through the Geico [...]

Exxon Mobil Credit Card Payment Online

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Do you have an Exxon Mobil credit card? If yes then the least time consuming way to pay your bill every month is to use the Exxon Mobil credit card payment online service. Exxon Mobil is an oil and gas corporation that wants to do everything possible to get and keep your business. The security [...]