When it comes to casual clothing for men, women, teens and children, it does not get any better than J. Crew! Not only does this store offer casual apparel for your days off and free time but it also sells a selection of shoes, jewelry and purses. For value, selection and style you should be shopping at J. Crew.
The J. Crew credit card is a store credit card that can be used in any of its retail stores across the country and can also be used to shop online and through the J. Crew catalog. If you are not presently a card holder then you can apply online at the J. Crew website at any time for a credit card. Once you have been approved for a card you can then start to enjoy all of the benefits that accompany it … which are many!
You also have the option of applying for a J. Crew credit card at the retail store or by telephone at 1-800-562-0258. Please note you must be 21 years of age to apply for a credit card.
The J. Crew credit card is issued to card holders by way of the World Financial Network National Bank (WFNNB). Before you apply for the card you should read over the terms and conditions for it to make sure you know exactly what you would be signing up for.
J. Crew Card Benefits
If you love shopping at J. Crew for yourself as well as for gifts for other people then you will be pleased to know that the store-only credit card has plenty of benefits to offer you. These benefits include:
- No annual fee
- 10 percent savings on your first purchase
- Automatic enrollment in the ongoing J. Crew rewards program
- Invitations to private sales (available to card members only)
- Convenient online management of account
- Early access to a selection of items
- Highlights from the Lookbook
Before you apply for this credit card you must be aware that your approval for it is subject to credit approval by the company. It is also worth noting in regards to the rewards program that it is based upon spending levels during particular designated spans of times. These are generally advertised in order that card holders are aware of when the time frames begin and end.
Register for Online J. Crew Credit Card Access
Registering to pay your J. Crew credit card bill online can make life so much easier for you because you do it from the comfort of your home and your favorite armchair. Registering to pay your credit card bill only takes a few minutes and involves answering a few short questions. You do need to provide some personal information, such as your name, credit account number, mailing address and telephone number. You will also need to provide your bank account number from which you wish your payments to be withdrawn and the routing number for your bank.
Here are some of the things you are capable of doing once you register to use the online account management system:
- Pay your bill whenever you wish to
- Enroll in paperless statements
- View your past credit card statements
- Print your past statement if need be
- View (and print) the up-to-date activity in your account and the information connected to it
- Request an increase to your credit limit
Applying for a J. Crew credit card is a very smart way to begin to establish a credit rating. If you are conscientious about your payments and you always make them on time then this can make it possible for you to develop a perfect credit score. This will be beneficial when it comes to obtaining other forms of credit in the future. Paying through the online service will help to prevent you from making your payments late.