Store Credit Cards

There are many retailers that offer their own store credit cards. These cards can be used in person when visiting the store’s physical location as well as at the retailer’s website. There are benefits that go along with opening a store credit card. Many stores offer incentives to customers who open new cards such as a percentage off of their first purchase. Other popular benefits include savings on small as well as big ticket items and the opportunity to defer payments on large items.

At one time store credit cards were not considered the wisest option for those seeking credit. While consumers can receive 10 percent off the first purchase on the credit card the Annual Percentage Rate (APR) on many of these cards was high and there were few benefits. As well the card could only be used at that one particular store.

Today store credit cards are viewed in a much more positive light and have much to offer consumers. They are a new breed all together. Many of these retail charge cards offer frequent promotions and reward programs. Some are also co-branded with the larger payment networks such as MasterCard and Visa and can be used practically anywhere.

Before you apply for a store credit card make sure you understand the terms of the card such as the interest rate and whether or not there is an annual fee charged. All of this information is important to your choice of which card to apply for.

Look below to find a list of resources to help you in finding the right store credit card to fit your needs.

The Benefits of Department Store Issued Credit Cards

credit card payments

Credit cards issued from department stores (also sometimes called retail credit cards) can be applied for through the store in question, through advertisements sent to you in the mail and online. It is also a common practice for cashiers in department stores to offer their customers the opportunity to apply for a credit card when [...]

Merchant Credit Cards – Good or Bad?

credit card payments

As a business owner you may wonder whether merchant credit cards are a good idea for your business or not. They are a very good idea for every merchant who wants to make sales. If you decide to accept credit cards in your business then this will lead to a greater number of sales and [...]

Fred Meyer Rewards Visa Credit Card Payment Online

credit card payments

The Fred Meyer Rewards Visa card has so much to offer card members. If you like to shop at the Fred Meyers store then you should apply for the credit card that can earn you double reward points when you shop at Freddy’s. You can use your credit card to shop at the retail store [...]

Make a Bloomingdale’s Credit Card Payment Online

credit card payments

Bloomingdale’s is a department store in New York City that has been around for many years and has developed a reputation as being an exceptional place to shop. There are now 15 other Bloomingdale’s stores throughout the country. This popular and ultra chic store sells women’s wear, as well as children’s wear and men’s wear. [...]

Bealls Credit Card Payment Online

credit card payments

If you live in the state of Florida but are not a frequent shopper at Bealls then you are missing out on a shopping experience. Bealls is a department store that is exclusively found in this one state and nowhere else throughout the country or the world. For that reason it has become a popular [...]

Making Brooks Brothers Credit Card Payment Online

credit card payments

Brooks Brothers is often thought of as an American classic. The store was founded in 1818 by Henry Sands Brooks. It was the very first ready-to-wear fashion emporium for men of its kind in America. Brooks Brothers has been going strong ever since. For those men looking for fine quality, personal service, exceptional value and [...]