Online Payment of Aussie Mastercard Bill

If you have an Aussie Mastercard then in order to have uninterrupted service with your card you must repay $10 of your outstanding balance or at least two percent of it, whichever happens to be greater. You can choose to mail checks to make your payments or you can go into your financial institution and pay your bill in person. However the most convenient way to pay your bill is through the Aussie Mastercard payment online system.

If you would like to start making your bill payments online you can do so through Aussie’s direct debit service known as CardPay Direct. To use this service you must nominate a bank account of yours from which your payments will be debited once you have registered for the online facility.

What is wonderful about this system is that it offers cardholders payment flexibility. If you like you can choose to make the minimum required monthly payment which enables you to have high credit flexibility. Or if you like you can pay your outstanding balance every month which makes debt reduction that much easier. Yet another option is to pay a fixed amount of money per month. This is perfectly fine as well. Paying a fixed amount can allow you to pay down your balance while still working on your savings.

Step-by-Step Online Payment of Aussie Mastercard Bill

In order to set up the Aussie Mastercard payment online service visit the Aussie Mastercard website  and look for the “Using your Card” option. Once there click on the “Make a Payment” link. A new page will then appear. From this new page you will need to download the PDF form for “CardPay Direct.”

CardPay Direct

CardPay Direct is a direct debit arrangement from your nominated transaction account. It takes the hassle out of paying your credit card bills. Once you set it up, all your payments are automatic. Check this is available with your financial institution.

You can choose to:

  • Debit the minimum monthly payment
    This way you can be sure you won’t miss a payment but you can still make additional payments at any time.
  • Debit a fixed amount So you know exactly what’s coming out of your account each month.
  • Debit the total amount owing each month

Fill out all of the relevant information on the form and make sure that you choose the payment option that is most appealing to you. You also need to provide the pertinent details about the account you have nominated. You then must post the form to the ABN address that you will find listed on the form.

It will take a little bit of time to set up the CardPay Direct online payment option for your Aussie Mastercard bill but it is worth it. You will be really glad that you did it once you begin to enjoy all of the benefits of it! The process is a one time thing so once you are set up you are ready to go. Be aware however that not all banks allow this type of direct debit for the Aussie Mastercard. Confirm with your financial institution that they allow this before you sign up for the CardPay Direct system.


BPAY® is the easiest way to make a payment. Use it to transfer funds from your cheque or savings account at any time via Internet or Telephone Banking. You will need an Aussie MasterCard Biller Code . Your credit card account number is your reference number.

There are a number of other benefits that cardholders enjoy and should know about credit card payments.

  • If you have balances on your account earning different interest amounts, then the balance earning the lowest interest will be paid off first by any payments made. So if you are on a promotional interest rate of 2.99% p.a. for example, but you’ve also bought things on our standard low rate of 12.99%, the promotional amount will be paid off first.
  • If you are late with a monthly payment then you will be charged a fee of $25.
  • If you spend more than your credit limit you’ll be charged $25. You’ll only be charged this fee once per month regardless of how many times you go over your limit.

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