How Credit Card Repayments Affect Your Credit Score

credit card payments

Have you ever wondered how the credit reporting companies derive your credit score?  Well, the answer, unfortunately, is not that simple.  But, as with anything, knowledge is power, and the more information you have, the better equipped you will be to effect positive change to your credit score. No matter what your credit score may [...]

Credit Tools – Credit Card APR Calculator

credit card payments

There are all kinds of calculators available for practically anything you would ever want to calculate, and a Credit Card APR Calculator is no different.  If you find yourself researching the varied and multifarious credit card options available in our globally driven credit economy, you undoubtedly are familiar with the term APR, or Annual Percentage [...]

Credit Card Minimum Payments: What They Are – And Why You Should Ignore Them

How many credit cards do you have in your wallet, two, four, or even more?  That may be great if you are only carrying a small balance on one of those cards, however, if you are like so many throughout the last three or four decades who have learned to measure their personal wealth merely [...]

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Few people understand how devastating it can for your credit score and credit history if you start falling behind on your payments. Fewer people still realize just how astronomical interest rates on credit cards are once you start missing payments. Credit card companies are sometimes compared to ‘loan sharks’ charging usery rates – that’s how [...]